3. What is the total of all other lender fees not including title and escrow?
Title and escrow fees are charged by the title company separately from the bank. Therefore those fees will be the same regardless of which lender you select and it’s better not to use the lender estimate of those fees.
Lender fees include things like appraisal, credit, document preparation, tax service and other fees. Different lenders sometimes use different terms for these fees and they all have them more or less. For comparison purposes the total is easiest to use.
With the above three figures you should be able to compare costs.
The other thing is to find out the maximum you can qualify for. Finally, once you select a lender then have them immediately start the approval process so you can get a pre-approval letter. This should only take less than a week. This is very important in a sellers market, so that if you are competing against other buyers you will have an advantage.