The world of lending is ever-changing and can often be complex. I recommend working with full-time mortgage professionals. It is usually best to work by referral; either from friends or colleagues that have had a good experience or through your real estate professional. I work with a small pool of lenders with whom I have a long history of good results and satisfied clients. I do not accept referral fees from lenders to whom I refer clients; just the very best service and results.

Some of the articles below are from some of those lenders I recommend

Loan Shopping – A guide to what you need to know to compare and find out the best rates and terms

Mortgage Q & A – Basic mortgage and lending questions and answers

Preapproval – What is needed to get preapproved, why it is important, and what has changed since the loan crisis

Mortgage Calculator – 19 different ways to calculate loans

Lender Checklist – What you need for a loan

Credit Checklist – Important tip on what to do and what not to do during your loan process

Credit Scores – 5 factors that affect your credit score

Wine Country Real Estate